Identity theft online is more rampant than you know it. This is because it is easier to steal a person’s identity online and use this newfound identity for crime, deceptions and scams. It is easy for a person to lose his passwords and username online and worst, his bank information or ID and social security number. Information such as these can be used by online criminals for fraud among others.
Just how one can steal an identity online?
This sure is hard to pull off in real life but online, this is not as hard. You can be victimized such cyber theft (pro or just your friends to that matter) in so many ways. If you are careless with your email, someone you know might just easily open your account and look into your email for some bank information.
There are also pro tactics used such as the confidence scams and phishing, the download malware among others. You can also be vulnerable to theft if you use unsecured wireless networks to browse online and a lot more. The truth is that, there is even software to hack and steal information from websites.
So just how are you going to protect yourself with identity theft if they are such a pro?
You can say all you can do is to cross your fingers and hope you will not attract a theft’s attention. But that would be unfair to say to those who are really doing something to protect its users from theft. The best thing you can do is to be a responsible online user and follow these three important tips to protect your identity.
Do some preventive measures to keep your identity and personal data safe
Understand your enemy and learn to recognize scam or spam. As a rule, to avoid phishing, you don’t click links sent to you by mail.
Make your password strong by using combination of numbers, capital and small letters and some special characters. Be sure you don’t use personal information to create your password like your birthday or age or name.
Always keep track with credit reports to see if something is amiss so that you can report it right away. It is also best to always check your credit score as you can easily see there if there are transactions you didn’t make. There will act immediately to investigate it.
Learn how to share computer properly
If you have to share computer with your siblings, roommates or library, don’t just open your account and leave it after opening them. Learn to clear cookies and delete history when sharing computers.
Protect your personal computer and gadgets
You have to ensure your laptops, PDAs or cell phones are protected. Use passwords to open them and use security software. Update your OS regularly and safeguard it against malware.
In the end, the only best way to guard yourself against online theft is to be responsible with your accounts. It will help if you also learn how to take care of your software by keeping them up to date. Keep your hardware safe too and really for personal use.